There is always a moment when a house feels like it could be your home. It may only take seeing the sign in the yard or clicking through the photo gallery online. Often, it’s when you get a chance to tour the home and you see yourself cooking in the kitchen, entertaining visitors or putting the kids to bed.
When you’re looking for a new home, there is nothing better than that feeling, the knowledge that this is where you belong.
But in today’s real estate market, it’s never that easy. The truth is, when you find the right house, you have to be ready to take action. For many home buyers, that means listing their current home, prepping it for sale and hoping the timing works out.
What if it could be easier? What if you were ready to buy the moment your dream home becomes available? What if you could focus on settling into your new house while someone else helps sell your current one?
Introducing Orchard’s Move First service.
With Orchard’s Move First service, you can unlock equity to buy your next home without rushing to sell first. And when it’s time to sell, Orchard takes the lead with the preparation and follow-up to reduce the work and eliminate the stress.
How it works
Tell us a bit about your current home and goals and we’ll match you with one of our experienced Home Advisors. They’ll answer any questions while we conduct a home assessment to determine your instant equity -- the amount you can unlock to buy before you sell.
Get up to 90% of your home value upfront to put toward your new home purchase. With your instant equity, you become a non-contingent buyer and can make a strong offer even before we list your home.
After you move, we’ll handle getting your home list-ready with a complimentary cleaning, professional photos, and a 3D tour. When your home sells to a new buyer, you’ll receive the additional proceeds above your instant equity amount.
Start with a free home valuation >>> Orchard.com
Orchard gives you the advantage
If you’re buying and selling a house with a mortgage all at once, things can get a little tricky. In a perfect world, you would sell your old home and buy your new one on the same closing date. This is possible, but more often than not, one part of the transaction needs to happen before the other.
One option is to put in an offer that is contingent upon selling their own home first. But in today’s real estate market, you can easily lose your dream home to a buyer without a contingency.
Without a contingency, you may end up with two mortgages. In this case, the second mortgage may not come with ideal terms and your new house budget could be limited if your potential down payment is locked away in your current home.
If you decide to sell your current home first, you might need to move into temporary housing while you find and close on your new home, which can be both stressful and costly. And if you have to move twice, you’ll likely have to spend significant time and money moving most of your belongings into storage.
With Orchard, there’s a better way
In today’s housing market, buyers need to be ready when the right home comes along. But traditional options for selling and buying at the same time have real limitations. Orchard’s Move First option provides the best of both worlds - the financial position to buy a new home on your terms and a way to optimize the value of your current home. All while reducing the work for you and eliminating the stress.
If you’ve been thinking about moving but have been reluctant because you don’t want to get stuck with two mortgages or make a quick decision, let Orchard help.
Start today with a free estimate for your home!
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